3DS Test Cards

note

If you are testing end-to-end integration with payment (3DS+Sale/Auth) then Some of the below test cards will not work as they are specific to the 3DS Provider only and the processor staging has other test cards.

Use the below cards for full-flow

For the expiration year field cardExpireYear, use the current year +3 (for example, when testing in 2025, you’d use 2028).

Frictionless:
cardNumber: 4000000000002701
cardExpireYear: Current Year + 3 Such as 2028
cardExpireMonth: 01 or in MM format.
cardSecurityCode: any
Challenge Flow:
cardNumber: 4000000000001091
cardExpireYear: Future Year - YYYY Format such as 2028
cardExpireMonth: Future Month - MM Format as 08
cardSecurityCode: any

Frictionless Test Cases

Test Case 1: Successful Frictionless Authentication

3DS Version	Card Number	Card Exp Month	Card Exp Year	ECI	CAVV	Test Case Type
Visa
v2.1.0	4000000000001000	08	2028	05	Yes	SUCCESS
v2.2.0	4000000000002701	08	2028	05	Yes	SUCCESS
Mastercard
v2.1.0	5200000000001005	08	2028	02	Yes	SUCCESS
v2.2.0	5200000000002235	08	2028	02	Yes	SUCCESS

Test Case 2: Failed Frictionless Authentication

Card Type	Card Number	Card Exp Month	Card Exp Year	ECI	CAVV	Test Case Type
Visa
v2.1.0	4000000000001018	08	2028	07	No	ERROR
v2.2.0	4000000000002925	08	2028	07	No	ERROR
Mastercard
v2.1.0	5200000000001013	08	2028	00	No	ERROR
v2.2.0	5200000000002276	08	2028	00	No	ERROR

Test Case 3: Attempts Stand-In Frictionless Authentication

Card Type	Card Number	Card Exp Month	Card Exp Year	ECI	CAVV	Test Case Type
Visa
v2.1.0	4000000000001026	08	2028	06	Yes	SUCCESS
v2.2.0	4000000000002719	08	2028	06	Yes	SUCCESS
Mastercard
v2.1.0	5200000000001021	08	2028	01	Yes	SUCCESS
v2.2.0	5200000000002482	08	2028	01	Yes	SUCCESS

Test Case 4: Unavailable Frictionless Authentication from the Issuer

Card Type	Card Number	Card Exp Month	Card Exp Year	ECI	CAVV	Test Case Type
Visa
v2.1.0	4000000000001034	08	2028	07	No	ERROR
v2.2.0	4000000000002313	08	2028	07	No	ERROR
Mastercard
v2.1.0	5200000000001039	08	2028	00	No	ERROR
v2.2.0	5200000000002268	08	2028	00	No	ERROR

Test Case 5: Rejected Frictionless Authentication by the Issuer

Card Type	Card Number	Card Exp Month	Card Exp Year	ECI	CAVV	Test Case Type
Visa
v2.1.0	4000000000001042	08	2028	07	No	ERROR
v2.2.0	4000000000002537	08	2028	07	No	ERROR
Mastercard
v2.1.0	5200000000001047	08	2028	00	No	ERROR
v2.2.0	5200000000002185	08	2028	00	No	ERROR

Test Case 6: Authentication Not Available on Lookup

Card Type	Card Number	Card Exp Month	Card Exp Year	ECI	CAVV	Test Case Type
Visa
v2.1.0	4000000000001059	08	2028	07	No	ERROR
v2.2.0	4000000000002990	08	2028	07	No	ERROR
Mastercard
v2.1.0	5200000000001054	08	2028	00	No	ERROR
v2.2.0	5200000000002409	08	2028	00	No	ERROR

Test Case 7: Error on Lookup

Card Type	Card Number	Card Exp Month	Card Exp Year	ECI	CAVV	Test Case Type
Visa
v2.1.0	4000000000001067	08	2028	07	No	ERROR
v2.2.0	4000000000002446	08	2028	07	No	ERROR
Mastercard
v2.1.0	5200000000001062	08	2028	00	No	ERROR
v2.2.0	5200000000002037	08	2028	00	No	ERROR

Test Case 8: Timeout on cmpi_lookup Transaction

Card Type	Card Number	Card Exp Month	Card Exp Year	ECI	CAVV	Test Case Type
Visa
v2.1.0	4000000000001075	08	2028	07	No	ERROR
v2.2.0	4000000000002354	08	2028	07	No	ERROR
Mastercard
v2.1.0	5200000000001070	08	2028	00	No	ERROR
v2.2.0	5200000000002326	08	2028	00	No	ERROR

Challenge Test Cases

Test Case 9: Successful Step Up Authentication

Card Type	Card Number	Card Exp Month	Card Exp Year	ECI	CAVV	Test Case Type
Visa
v2.1.0	4000000000001091	08	2028	05	Yes	SUCCESS
v2.2.0	4000000000002503	08	2028	05	Yes	SUCCESS
Mastercard
v2.1.0	5200000000001096	08	2028	02	Yes	SUCCESS
v2.2.0	5200000000002151	08	2028	02	Yes	SUCCESS

Test Case 10: Failed Step Up Authentication

Card Type	Card Number	Card Exp Month	Card Exp Year	ECI	CAVV	Test Case Type
Visa
v2.1.0	4000000000001109	08	2028	07	No	ERROR
v2.2.0	4000000000002370	08	2028	07	No	ERROR
Mastercard
v2.1.0	5200000000001104	08	2028	00	No	ERROR
v2.2.0	5200000000002490	08	2028	00	No	ERROR

Test Case 11: Step Up Authentication is UNovailable

Card Type	Card Number	Card Exp Month	Card Exp Year	ECI	CAVV	Test Case Type
Visa
v2.1.0	4000000000001117	08	2028	07	No	ERROR
v2.2.0	4000000000002420	08	2028	07	No	ERROR
Mastercard
v2.1.0	5200000000001112	08	2028	00	No	ERROR
v2.2.0	5200000000002664	08	2028	00	No	ERROR

Test Case 12: Error On Authentication

Card Type	Card Number	Card Exp Month	Card Exp Year	ECI	CAVV	Test Case Type
Visa
v2.1.0	4000000000001125	08	2028	07	No	ERROR
v2.2.0	4000000000002644	08	2028	07	No	ERROR
Mastercard
v2.1.0	5200000000001120	08	2028	00	No	ERROR
v2.2.0	5200000000002656	08	2028	00	No	ERROR

Test Case 13: Bypassed Authentication

Card Type	Card Number	Card Exp Month	Card Exp Year	ECI	CAVV	Test Case Type
Visa
v2.1.0	4000000000001083	08	2028	07	No	ERROR
v2.2.0	4000000000002560	08	2028	07	No	ERROR
Mastercard
v2.1.0	5200000000001088	08	2028	00	No	ERROR
v2.2.0	5200000000002508	08	2028	00	No	ERROR

Test Case 14: MethodURL Implementation Check

Card Type	Card Number	Card Exp Month	Card Exp Year	ECI	CAVV	Test Case Type
Visa	4000100000000000	08	2028	05	Yes	SUCCESS

Frictionless Test Cases​

Test Case 1: Successful Frictionless Authentication​

Test Case 2: Failed Frictionless Authentication​

Test Case 3: Attempts Stand-In Frictionless Authentication​

Test Case 4: Unavailable Frictionless Authentication from the Issuer​

Test Case 5: Rejected Frictionless Authentication by the Issuer​

Test Case 6: Authentication Not Available on Lookup​

Test Case 7: Error on Lookup​

Test Case 8: Timeout on cmpi_lookup Transaction​

Challenge Test Cases​

Test Case 9: Successful Step Up Authentication​

Test Case 10: Failed Step Up Authentication​

Test Case 11: Step Up Authentication is UNovailable​

Test Case 12: Error On Authentication​

Test Case 13: Bypassed Authentication​

Test Case 14: MethodURL Implementation Check​